Tuesday, November 25, 2014

Personal Checking

All checking accounts include complimentary Internet Banking and Online Bill Pay service.

Personal Checking

CONSUMER CHECKING

  • Minimum of $50.00 required to open account.
  • Service charge of $5.00 if balance falls below $100.00 any day of the monthly statement cycle, in addition to $0.10 per transaction.
  • Service charge of $4.00 if balance falls below $400.00 any day of the monthly statement cycle, in addition to $0.10 per transaction.
  • No fee for ATM transactions
  • First order of wallet Smart Pak checks on new accounts is free.

FIRST CHOICE GOLD

  • Minimum of $50.00 required to open account.
  • Must be 50 years of age to open account
  • No minimum balance required 
  • No monthly service charge 
  • One free Stop Payment fee per Quarter
  • No fee for Cashier’s Checks ($500 or less)
  • No fee for ATM transactions
  • Small Safe Deposit Box Rent–first year free ($30 initial key deposit required)
  • First order of wallet Smart Pak checks free at account opening, with one order free per year

THE MILLION PINES CLUB ACCOUNT

  • Minimum of $50.00 required to open account.
  • No minimum balance required.
  • Service charge of $6.00 per month, no per transaction fee
  • No service charge for the first statement cycle on new accounts.
  • One free Stop Payment fee per Quarter
  • No fee for Cashier’s Checks ($500 or less)
  • No fee for ATM transactions
  • Small Safe Deposit Box rent–first year free ($30.00 initial key deposit required)
  • First order of wallet Smart Pak checks free at account opening, with one order free per year

STUDENT CHECKING

  • Minimum of $50.00 required to open account.
  • Must be 15 to 22 years of age and provide proof of eligibility to open account.
  • No minimum balance required
  • No monthly service charge
  • First order of wallet Smart Pak checks free on new accounts

NOW

  • Minimum of $1,000.00 required to open account
  • Minimum balance requirements:
  • To avoid monthly service charge, daily balance of $1,000.00 must be maintained
  • Minimum daily balance of $1,000.00 must be maintained to obtain annual percentage yield.
  • Monthly service charge of $5.00 if balance falls below $1,000.00, with $0.25 per check charge.
  • Variable interest rate paid on following tier amounts:
       $0.00 to $49,000.00
       $50,000.00 to $99,000.00
       $100,000.00 and over
  • First order of wallet Smart Pak checks free on new accounts.